There are a number of reasons why North Carolina has some of the best auto insurance rates in the country, but in terms of safety, Charlotte drivers rank fourth on the list of the most dangerous cities for motorists, according to the Insurance Information Institute. It is estimated that a motorist in this city is likely to have an accident every nine years. North Charlotte has the second highest rate of car crashes per 100,000 residents, behind New York City, at 4.4, according to National Highway Traffic Safety Administration (NHTSA) insurance data.
Data from the Insurance Information Institute shows that North Carolina has the fourth highest rate of insured drivers, averaging 1.5 car crashes per 100,000 residents per year.
Premiums for car insurance in Charlotte are $975 a year, or $81 a month, which is above average. Compared with the national average of $1,424 a year, the auto insurance premium for Charlotte is about $2,500 a week, about 10 percent higher than the average for North Carolina residents.
Although you pay a little more for car insurance in Charlotte, you won't see prices rise as you would in other parts of North Carolina.
If you're looking for insurance coverage for your car in Charlotte, you can use our free quotation tool below to compare rates from several providers. By comparing offers, you can find the best insurance rates in your region and save up to 40% of your premiums. If you're unsure how much you'll pay for your car insurance, check out what some of the most popular providers in Charlotte, NC have and what they offer. Find out how to narrow down your search and help you get the lowest insurance rate in the region.
North Carolina drivers have requested quotes through QuoteWizard over the past year, and there are some of the most common car brands and models owned by Charlotte.
The most common car brands and models sold in Charlotte range from Ford, Chevrolet, GMC, Toyota, Honda, Hyundai, Nissan and Volkswagen.
If you want to buy car insurance from one of these providers, you can search online for these providers. If you need commercial car insurance in North Carolina, contact us for more information. Check out our Charlotte, NC car insurance information page for information on the best rates and policies in Charlotte. You can also call one or three of our offices in North Carolina if you have any questions about your policy or any of the other options available.
This is the most common auto insurance reported by users of QuoteWizard from Charlotte, NC, last year. Last year 14,730 people used the rate wizard to compare deals and get the cheapest tariffs. The average offer price for a one-year commercial insurance policy is $28,269, according to the latest data from the National Insurance Institute.
The state no longer uses gender to calculate car insurance rates and NC no longer uses gender, so look at Charlotte, NC. The average pricing is based on a 30-year profile, male or female, and used by the National Insurance Institute, a Charlotte-based nonprofit research organization for insurance companies.
Accordingly, the company that offers the cheapest car insurance in Charlotte may not be the best for service or quality. Finding cheap car insurance is relatively easy - but looking around for cheap car insurance from several insurers is the best way to find the lowest rate. Shop around and pick the best tariff and compare deals for the same cover. This is an important comparison because it may not always be good for your business or your age group.
Even if you are currently insured, it doesn't hurt to get a current quote from a North Carolina auto insurance company. Northern drivers can take out car insurance by filling out the free quote form on this page.
If you want to support the North Carolina Farm Bureau and its members, please consider taking out auto insurance through them. Our team is equipped with car insurance knowledge to provide you with the car insurance and knowledge necessary to purchase car insurance through the South Carolina Department of Agriculture and Natural Resources (N.C.D.N.R.). You can purchase your car insurance with one of our local auto insurers in Charlotte, NC, including the Charlotte - Mecklenburg region insurance office. We help you if you need commercial vehicle insurance and we help you find the right car insurance for you and your company, as well as all the commercial vehicle insurance you need.
If you are looking for a cheap car insurance policy in the Tar Heel State, Good2Go Auto Insurance (r) can help.
Geico offers car insurance coverage nationwide and is best known for the 15 minutes you could save 15 percent or more on your auto insurance. Geico's average annual premium at Tar Heel State North Carolina is $736 a year, or $61 a month. State Farm is ranked third on our list of the 10 most expensive insurance companies in North Carolina. The average monthly premium for a three-year policy in NC is $1,000 a month, up from $3,400 in 2016.